Munich, July 1 2025 - The commercial law firm Gütt Olk Feldhaus has advised ELF Capital Group on the financing of the merger of Fintiba GmbH with Expatrio Global Services GmbH.
ELF Capital offers tailor-made financing solutions for established, market-leading medium-sized companies in Europe. The geographical focus is on the DACH region, BeNeLux and Scandinavia. The sector-agnostic investment approach allows for flexible structuring to support growth and acquisition strategies.
Fintiba's majority shareholder is the listed CHAPTERS Group AG, which specialises in long-term investments, and will hold a 61.8% stake in the merged group in the future.
The merger of Fintiba with Expatrio creates a new market leader in financial services for international students and professionals in Germany. The merger will create the new Financial Technologies segment within the CHAPTERS Group with expected pro forma sales of around EUR 42 million in 2024.
Legal advisors to ELF Capital Group:
Gütt Olk Feldhaus, Munich: Dr Tilmann Gütt, LL.M. (London) (Partner, Banking/Finance), Christopher Krappitz, M.A. (Senior Associate), Katharina Pröbstl, LL.M. (London), Anja Schmidt (Associate) (all Banking/Finance)
About Gütt Olk Feldhaus:
Gütt Olk Feldhaus is a leading international law firm based in Munich. We provide comprehensive advice on commercial and corporate law. Our focus is on corporate law, M&A, private equity and financing. In these departments, Gütt Olk Feldhaus also takes over the litigation.

